What is Ascend?
What is Ascend?🔗
Ascend is a single managed environment where P&C insurers, MGAs, and reinsurers can ingest their property portfolios and immediately begin querying them against peril risk scores, live event feeds, and AI-assisted analytics. Ascend supports carriers from the moment a risk is first evaluated through underwriting, active portfolio management, catastrophe response, regulatory reporting, and customer interaction.
Rather than sourcing, integrating, and operationalizing spatial data independently, customers bring their books into Ascend and get to work. The platform consolidates EarthDaily's proprietary Earth observation data alongside 61+ vetted partner sources into one unified, multi-hazard environment — eliminating the need to manage separate vendor pipelines for each peril.
Ascend Modules🔗
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Underwriting
Query property and climate risk data at the policy or portfolio level to build a more accurate, current view of exposure before binding coverage.
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NATCAT Response
Combine post-event imagery, damage analytics, and advanced geocoding to drive automatic loss calculations that accelerate claims and sharpen reserving accuracy.
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Portfolio Monitoring
Monitor the evolving risk landscape across a book, identify accumulation hotspots, and act before a loss event occurs.
(coming soon)
Who Ascend is for🔗
- Property and casualty (P&C) insurance carriers
- Excess & surplus (E&S) and specialty carriers
- Reinsurance companies
- Managing general agents (MGAs)
- Civil and federal government agencies
- Utilities companies
Key insurance workflows🔗
Ascend is designed to support carriers across the full policy lifecycle:
- Data-driven pricing & underwriting — Query property and climate risk data at the policy or portfolio level to build a more accurate, current view of exposure before binding coverage.
- Loss mitigation & risk accumulation — Monitor the evolving risk landscape across a book, identify accumulation hotspots, and act before a loss event occurs.
- Natural catastrophe response — Combine post-cat imagery, damage analytics, and advanced geocoding to drive automatic loss calculations that accelerate claims handling and sharpen reserving accuracy.
- Claims & customer experience — From catastrophe alerts to faster triage, spatial data drives better reserving decisions and a smoother experience across the full policy lifecycle.
- Regulatory compliance & reporting — Support state and federal reporting requirements with consistent, auditable spatial data across the portfolio. Demonstrate sound risk selection practices to regulators and rating agencies using defensible, third-party data sources — reducing exposure to adverse rate actions or market withdrawal scrutiny.
Multi-peril coverage🔗
Ascend brings property-level precision across multiple environmental perils in one platform:
- Wildfire intelligence — Fuels-based, forward-looking risk scoring at 20–30 m resolution, with forest-health monitoring and wildfire change detection that tracks how probability shifts over time.
- Flood analytics — Near-real-time flood boundary detection from daily satellite imagery, mapping inundation progression and recession.
- Severe weather — Hail, cyclone, hurricane, and wind data integration for correlated, cross-peril exposure analysis.
- Burn severity mapping — Burn perimeter mapping and severity classification to differentiate claims treatment beyond proximity-based assessment.
- Geocoding consensus — A geocoding consensus algorithm that validates property locations across all perils, reducing geocoding errors and underwriter overhead.
Delivery🔗
Insights generated by Ascend can be delivered via platform UI, API, or bulk data delivery, so they fit into the workflows your teams already use.